Version 1.0Effective August 29, 2026
Cadrin Terms of Service · Version 1.0 · Effective [date]
1. Agreement. These Terms govern access to the Cadrin platform, browser extension, and related services ("Service") provided by [Cadrin LLC], an Illinois limited liability company ("Cadrin," "we"). By creating an account or clicking accept, you and the company you represent ("Customer," "you") agree to these Terms. If you accept on behalf of a company, you represent you have authority to bind it.
2. The Service. Cadrin provides market intelligence about employer-sponsored benefit plans derived from public U.S. Department of Labor Form 5500 filings and related public records, together with workflow tools (search, alerts, pipeline, exports, integrations). The Service is a business prospecting tool provided for lawful business-to-business sales and marketing purposes only.
3. Accounts & seats. Access is per named user ("seat"). Credentials may not be shared; a seat may be reassigned to a replacement employee. You are responsible for activity under your accounts and for maintaining accurate billing information. You must be 18+ and using the Service for business purposes.
4. Subscriptions, trials, billing. Paid plans bill per seat, monthly or annually, in advance, via our payment processor (Stripe). Trials convert to paid automatically at trial end unless canceled in-app. Fees are exclusive of taxes; where required we collect applicable tax. Plan changes prorate per processor mechanics. Refunds: a monthly charge is refundable on first request within 14 days of that charge (limited to one such refund per six months); annual plans are refundable pro-rata for unused full months on cancellation; otherwise fees are non-refundable except where required by law. We may suspend for non-payment after notice and retry.
5. Data; accuracy; no warranty of completeness. The dataset originates from public filings that are self-reported by filers and published on a lag. Cadrin displays a "Data as of" date and quality flags and makes no representation that any record is current, complete, or error-free. Filings-derived information about renewal dates, compensation, and relationships are estimates of what filings state, not verified facts about the present. You are responsible for independent verification before relying on any record. Corrections may be submitted in-app; we may update the dataset at our discretion.
6. PROHIBITED USES — FCRA. THE SERVICE IS NOT A CONSUMER REPORTING AGENCY AND DOES NOT FURNISH CONSUMER REPORTS AS DEFINED BY THE FAIR CREDIT REPORTING ACT (15 U.S.C. §1681 ET SEQ.). YOU MAY NOT USE THE SERVICE, IN WHOLE OR IN PART, AS A FACTOR IN ESTABLISHING ANY PERSON'S OR ENTITY'S ELIGIBILITY FOR (A) CREDIT OR INSURANCE, INCLUDING INSURANCE UNDERWRITING, RATING, OR ELIGIBILITY DECISIONS, (B) EMPLOYMENT, OR (C) ANY OTHER PURPOSE COVERED BY THE FCRA, OR FOR ANY UNLAWFUL DISCRIMINATORY PURPOSE. VIOLATION RESULTS IN IMMEDIATE TERMINATION WITHOUT REFUND AND MAY EXPOSE YOU TO STATUTORY LIABILITY. Additional prohibitions: reselling, sublicensing, or redistributing the dataset or exports outside your organization; scraping, bulk-harvesting, or systematic copying of the Service; circumventing seat, tier, rate, or export limits; benchmarking for a competing product; uploading unlawful content; using enrichment contacts other than for lawful B2B outreach in compliance with applicable law (including CAN-SPAM and the TCPA for any calls/texts you place).
7. Specific features. 7.1 Exports are licensed for internal business use in your CRM/workflow, subject to plan limits. 7.2 Extension overlays Cadrin data on pages you visit; it does not collect page content beyond the identifier needed for lookup; LinkedIn is not affiliated with, and does not endorse, Cadrin, and extension availability is not guaranteed. 7.3 Integrations (e.g., Salesforce, Zapier) operate under your credentials with those services and their terms. 7.4 mailto handoff: email drafts open in your own mail client; you are the sender and solely responsible for compliance with CAN-SPAM and other messaging laws. 7.5 AI features generate drafts from your data and ours; outputs may contain errors and must be reviewed before use; no professional advice is provided. 7.6 Credits for enrichment are consumed per successful lookup, don't expire while subscribed, and are forfeited 90 days after subscription end.
8. Customer data. You retain ownership of data you input (pipelines, notes, my-book lists, saved searches). You grant us a license to host and process it to provide the Service. We may use aggregated, de-identified usage data to improve the Service. Data-correction submissions are licensed to us perpetually for dataset improvement.
9. IP. The Service, software, and compiled dataset (selection, arrangement, normalization, and derived signals) are Cadrin's or its licensors' property. No rights are granted except as stated. Feedback may be used without obligation.
10. Term; termination. Subscriptions renew until canceled effective end of the current period. We may suspend or terminate for material breach (immediately for §6 violations, nonpayment, or security abuse). On termination you may export your Customer Data for 30 days; thereafter we may delete it per our retention schedule.
11. Disclaimers. THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. NO ADVICE (LEGAL, FINANCIAL, INSURANCE, OR OTHERWISE) IS PROVIDED.
12. Limitation of liability. TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER PARTY IS LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR LOST PROFITS/REVENUE/DATA; AND CADRIN'S AGGREGATE LIABILITY IS CAPPED AT FEES PAID IN THE 12 MONTHS BEFORE THE CLAIM. THESE LIMITS DO NOT APPLY TO §6 VIOLATIONS, YOUR INDEMNITY OBLIGATIONS, OR EITHER PARTY'S GROSS NEGLIGENCE OR WILLFUL MISCONDUCT.
13. Referral program. Referral rewards per §A4 mechanics as published at /referrals: account credits only, no cash value, granted after the referred customer's first paid invoice plus 14 days, capped at 12 per year, revocable for fraud or refund clawback. We may modify or end the program prospectively.
14. Indemnification. You will defend and indemnify Cadrin against third-party claims arising from your Customer Data, your use of the Service in violation of these Terms (including §6), or your outreach to contacts.
15. Governing law; disputes. Illinois law, exclusive venue [Cook County / N.D. Ill.]. [ATTORNEY DECISION: binding arbitration + class-action waiver clause vs. courts — recommend deciding before launch.]
16. Changes. We may update these Terms; material changes take effect on re-acceptance or 14 days after notice, whichever is first, per our published versioning.
17. Misc. Entire agreement; assignment only with consent (except our merger/asset sale); no waiver by inaction; severability; notices to hello@getcadrin.com and your account email; export-control and sanctions compliance; independent contractors.